Australia’s personal injury landscape continues to evolve at pace. While each jurisdiction retains its distinct legislative framework, 2026 has seen a sharpening of the differences that matter most to insurers, particularly in pre-litigation processes, limitation regimes, and the assessment of damages.

Our State of the Nation Report for 2026 distils the procedural rules, limitation periods and damages frameworks that shape claims outcomes in each Australian state and territory. From highly structured pre-action regimes under legislation such as PIPA in Queensland (QLD) and the Wrongs Act in the Australian Capital Territory (ACT), to more flexible litigation pathways in New South Wales (NSW), the approach taken in each jurisdiction continues to influence both the timing and resolution of claims.

Designed for busy claims professionals, this guide focuses on what matters in practice. Whether you are comparing jurisdictions, refining reserve strategies, or navigating complex liability exposures, this guide provides clear, jurisdiction-specific insights to support confident decision-making.

If you would like to discuss how these trends are likely to impact your portfolio or claims strategy, our General Liability Partners are available to assist.

Download your copy of the 2026 State of the Nation Report by completing the form below.